It is incredibly easy to get debts. The allure of things and experiences is around us all the time. We are encouraged from all directions to consume, you can barely stick your nose outside the front door without being met by advertising.
Interest-free first six months! And the old 36 inch TV at home had really done its thing. So small screen, it felt like sitting and watching a sardine jar. In addition, the long distance began to give up. It was really time for a new TV. And we often compare ourselves with others: if the neighbors can buy a new boat, well should we be able to do that too? Or at least buy a gas grill for the patio.
That since the bathroom renovation went on almost twice as much as you had expected was not something you could foresee.
And everyday life. It costs. With food and bills and wine for dinner and new clothes for school start. The money runs away. It is not possible to get the salary enough for everything.
Debts can fall into various ways. Sometimes it is a huge expense that we immediately realize that we will need to take out loans to cope. But even more often it is as if the debts are sneaking on, unnoticed. A small loan here, a installment there, a credit card that has been used quite a bit. Suddenly you stand there and no longer have balance in the economy.
Debts have an unpleasant ability to grow if you do nothing about them.
Interest and fees can be huge expenses every month and sometimes it feels like you are paying and paying without the debt for that reason shrinking. Comfortless, to say the least.
If you belong to those who have taken out loans to pay the loans, you should know that you are not alone. Many people think that it will work as a temporary solution, but usually it only gets worse.
No matter what your financial situation looks like, there are opportunities to improve it. If you have loans and debts, we at Isabel Archer can help you collect them and thus you have the opportunity to reduce the costs of interest and fees.
Another thing we can help you with right now is to change your behavior about money and loans.
I am a therapist and I specialize in how money affects us. I know how we can both feel better and get more in the wallet.
In order to be able to settle your loans and debts both in the short and long term, it is helpful to understand what has led to your current situation and to also have concrete tools for making other choices in the future. All that you have the opportunity to get, for free, by applying here.